July 1st: A Key Renewal Date for Nonprofit Insurance – Are Your Insureds Ready?
Pradeep Kulkarni
Southeast Team Leader
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As June 30th marks the fiscal year-end for many nonprofits, July 1st remains one of the busiest and most critical dates for insurance policy renewals in the nonprofit sector. From after-school programs that run September through June, to booster clubs and local theaters gearing up for winter productions, this is a pivotal time for reviewing and renewing coverage.
While smaller, localized nonprofits may fly under the radar, they still face significant exposures. Many receive large grant funding ahead of the fiscal year, making timely coverage essential to meeting contractual obligations.
Today’s nonprofit landscape is more demanding than ever. Increased community needs—ranging from food and housing insecurity to youth outreach and mental health services—have amplified operational risks. Coupled with evolving sexual abuse claims laws, a rise in claim frequency, and growing social inflation and nuclear verdicts, nonprofits are operating in a challenging liability environment.
Here at Apogee, we can provide the best coverage for your nonprofit risks.
IN ONE PACKAGE, WE CAN INCLUDE:
OUR PORTFOLIO OF PRODUCTS INCLUDE:
| General Liability Abuse or Molestation Social Service Professional Liability Liquor Liability Hired and Non-Owned Auto Directors and Officers | Employment Practices Liability Property (Building, BPP, BI) Crime Inland Marine Equipment Breakdown Excess/Umbrella Coverage |
| Arts and Culture Business Associations Charities Community Associations Houses of Worship Nonprofit Excess Liability | Nonprofit Umbrella Liability Premises Preferred Special Events Social Services Social Clubs Sports Advantage |
AS JULY 1 APPRAOCHES, THE QUESTION IS CLEAR: ARE YOUR NONPROFIT CLIENTS FULLY PROTECTED?
For more information, check out our most recent Nonprofit Package webinar.
READY TO QUOTE? CHOOSE A QUOTING OPTION BELOW!
Send your completed applications and questions over to info@apogeeinsgroup.com!