It is important for Houses of Worship to have coverage in order to protect against employee accusations, discrimination, sexual harassment, or wrongful termination. Directors & Officers, Employment Practices Liability, and Crime can be coverage that a house of worship needs in order to be protected. Here are some claims examples for you to take a look at:

  1. Employment Practices Liability: The director of Children’s Ministries was terminated and replaced. Her successor was a younger Caucasian male, whom she believed was being paid more than she was. She files suit with the EEOC against the Ministries, alleging racial discrimination, age discrimination, sex discrimination and pay discrimination.
  2. Abuse and Molestation: A Sunday School teacher was accused of sexually molesting a teenager after a bible study session. The teacher quickly denied the charges but was forced to step aside pending a church investigation. After a thorough inquiry, the alleged victim’s credibility crumbled when it was report that she had a long history of inventing stories about herself and others. Moreover, the parents and students who knew the teacher offered evidence that raised serious doubts that the molestations could have occurred. After an exhausting investigation, the teacher was eventually reinstated to his duties. Defending the allegation with no merit was costly.

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