Fall Activities Bring New Exposures for Nonprofits: Is Your Organization Properly Protected?

Pradeep Kulkarni

Southeast Team Leader

SHARE:

As fall programs ramp up, many nonprofit clients are entering their busiest (and most exposed) time of year.

From after-school programs to youth sports and community events, increased participation means increased liability — and more opportunities for you to round out accounts.

COMMON EXPOSURES WE’RE SEEING RIGHT NOW:

  • Participant and spectator injuries
  • Special event liability
  • Volunteer-related risks
  • Abuse & molestation
  • Governance and management claims

TARGET CLASSES WE’RE ACTIVELY WRITING:

  • PTOs & Booster Clubs
  • After-school / extended day programs
  • Youth sports leagues (flag football, soccer, cheer, etc.)
  • Tutoring, mentoring, STEM, and enrichment programs
  • Community centers, dance schools, and theater groups
  • Fall festivals and seasonal events

COVERAGE SOLUTIONS INCLUDE:

  • General Liability (with Blanket Special Event)
  • Abuse & Molestation
  • Management Liability
  • Property

WHY SEND THESE TO APOGEE:

  • Fast turnaround with live underwriters
  • Broad nonprofit appetite across multiple carriers
  • Competitive package options for small to mid-sized organizations

GETTING A QUOTE IS SIMPLE:

If you’re seeing any nonprofit activity tied to back-to-school or fall programming, send it over — these are accounts we can move quickly.