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Why You Need EPL

Employment Practices Liability Insurance protects against various employee lawsuits. If You Have Employees, You Need Employment Practices Liability Insurance due to the fact employers can face numerous claims over harassment in the workplace, wrongful termination, discrimination, and many more. Employee-related lawsuits can be both emotionally and economically draining for any business owner and EPLI was created to help shield employers.

Get Protected Today with EPLI

Apogee is open up to all business classes with healthcare and hospitality being an exception because both markets have the most restrictions. We have noticed there has been an increase in demand with construction and manufacturers! They are the two hottest business classes that each of our carriers is looking to compete on. We are also aware that most carriers are considering first time buyers; depending on the risk and location will depend on the type of coverage being offered. We have recently been appointed with Travelers which has increased our ability to be competitive in California. We are interested in seeing EPLI risks that are being non-renewed by carriers due to them no longer writing the class of business.

Our Coverage May Include

Insurance for wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations.

  • Broad definitions of “Employee” included independent contractors and volunteers available for most classes
  • Workplace Violence sub-limits available
  • IRCA investigation sub-limits available
  • FLSA (Wage and Hour) sub-limits available ranging from $25K – $250K for some classes
  • Defense outside the limit available
  • First and Third-party coverage available for most classes

For an Instant Quote please click HERE or call our phone quoting team at 888-845-1637!