As we enter a new quarter, we’d like to provide some quick updates to our appetite. We saw great success during the first half of the year, and we are excited to see what the rest of the year holds!

Contractors Professional:

  • Minimum premiums ranging from $1,000 to $2,500 (depending on the carrier and coverage form)
  • For commercial projects, can include Professional Liability, Faulty Workmanship, Contractor’s Pollution and Protective Indemnity coverage parts.  
  • Pollution/Mold coverage included
  • Can offer standalone pollution coverage for a MP of $1,000.00 (can include Blanket AI and / or Scheduled AI).
  • Project Specific Options available
  • First dollar defense
  • Most competitive in: Design / build, Remodeling, HVAC, Electrical, Mechanical, Acoustical, and audio visual, Landscaping Painting, General contractors, Artisan/Specialty Trade Contractors. 

Cyber and Technology E&O:

  • Up to $5M limits + excess limits ($13,575 minimum premium for 5M limits)
  • $930 minimum premium for $1M limits
  • 1st and 3rd party coverages including data breach, funds transfer fraud, ransomware/cyber extortion and privacy liability
  • Access to admitted markets
  • 24 hour quote turnaround for most basic cyber risks

Home Healthcare:

  • Minimum premium of $1,500
  • Can quote PL, GL, Sexual abuse, HNOA
  • Can do both skilled and non-skilled (minimum premium for non-skilled is around $750)
  • Employee Theft included (higher limits available for additional premium)
  • Business Personal Property (higher limits available for additional premium)
  • Click HERE to get an instant quote online

Employment Practices:

  • First time buyers are eligible again
  • Ability to write in high risks states like CA, FL & NY
  • Full Prior Acts available
  • Wage and Hour coverage available
  • Many classes of business are eligible for same day quoting
  • Third Party coverage available
  • Defense inside/outside the limit options
  • Click HERE to get an instant quote online

Law Firms:

  • Coverage available starting with 1 attorney with no size restrictions
  • Premiums starting at $1,500, except for CA, NY, FL, NJ
  • Competitive with firms of 1-3 attorneys and able to quote much larger

Miscellaneous Professional:

  • Increased appetite post-Covid
  • All sizes considered starting at $350 to over $100k
  • Premiums starting at $750
  • $5M is the highest limit we can usually offer on underlying
  • First time buyers eligible
  • Access to excess markets and both admitted and non-admitted
  • Click HERE to get an instant quote online

Please don’t hesitate to reach out if you have any questions about these coverages or if you need an application for any additional risks that require E&O, D&O, EPL, Crime, Fiduciary, Cyber, or Pollution Liability terms.

Feel free to submit any completed applications HERE.

Don’t forget! You can quote over the phone by calling: 888-845-1637!